What We Do
One stop. Many options.
Lifetime Income Planning
We believe that your base income should be deposited in your account no matter what. It should not matter what the markets do or do not do. Your retirement income should be predictable and consistent. You never want to hear that you need to adjust your lifestyle because the markets had a bad year.
Our primary objective is to protect your financial portfolio regardless of market conditions. This doesn’t mean you necessarily have to sacrifice all growth opportunities. We utilize a money management approach that helps protect your principal while still seeking to take advantage of the market swings, both good and bad. We help you protect what you have and build on it.
Pinehurst Capital does not provide legal, estate planning or tax advice. Please consult with a professional specializing in these areas regarding the applicability of this information to your situation.
We know that retirees consistently pay thousands of dollars every year in unnecessary taxation. We help you keep those dollars in your pocket rather than handing them over to the IRS. We recognize that your retirement funds (IRA, 401(k), 403(b), etc.) likely represent your No. 1 tax challenge, often leading to additional taxation during your retirement years. We utilize a number of powerful strategies that may significantly reduce your tax burden on your highest taxed asset — your retirement plan.
Long-Term Healthcare Solutions
As the oldest baby boomers begin to wind through their 70s, one of the biggest concerns may not be outliving your assets, but outliving good health. With at-home care services averaging $20 per hour1 and assisted living facility costs averaging $3,600 per month2, it’s understandably daunting. Does your retirement income strategy account for this kind of possibility? Would you be prepared for twice that amount as a married couple?
Considering that you might have to spend-down your assets before Medicaid will pay for long-term care, and neither your employer group health insurance, nor major medical insurance, will cover long-term care, you may want to consider planning ahead for these potential expenses.
We can help evaluate your situation and determine what solutions could fit into a comprehensive long-term care strategy, one that is suited to your needs and circumstances.
Estate & Legacy Planning
Estate planning is simply determining how to protect and best manage your estate while you are alive and where your assets should go after you die.
There are many different types of trusts, and they can be complex to set up and execute. We can direct you to a highly qualified attorney to draft the legal documents consistent with your goals.
For more information, contact our office and Sharlene Anderson at 910-235-4140, for a no-obligation 5-Step Process Review and learn how your heirs can receive their inheritance in a tax and cost efficient manner.
What if you could put the power of strategic thinking into your business planning? Imagine having the forward-looking guidance of an experienced financial planner to help you with important business decisions that could have a significant effect on your future success.
Now you can! Grant Perry brings you that experience and focuses his service where you may need it the most. Grant can:
- Identify undiscovered risks to your business.
- Evaluate beneficial retirement planning options.
- Formulate a business continuation plan.
- Explore the possibilities of forming your own Captive Insurance Company.
Call 877.501.7337 or contact us today for a no-obligation 5-Step Process and learn how to put powerful strategic thinking into your business.
Business Succession Planning
If you are a business owner approaching retirement, you face a haunting question: “What’s next?” Not only for you but for your company.
Here at Pinehurst Capital, we understand that question. We understand the pressures and strain you have faced as a business owner, and now, as you begin to envision a change, we understand your anticipation. The “what” in that question shouldn’t be a burden but rather an exciting chapter in your life’s journey. So first, let’s focus on the “how” rather than the “what.” When you sit down with us, we’ll go through all the questions to find a customized solution for you.
Trusts and direct gifts are only a couple of ways to help your favorite charities. Many alternatives are available. Some allow you to maintain control of your asset and still avoid future tax problems that might have occurred without the charitable planning.
Charitable planning can be a very rewarding process for you and your family. Identifying current or future tax problems can help you, your heirs and your charities. Creating a charitable gift-giving plan may provide you with multiple tax breaks: an income tax deduction, the avoidance of capital gains on highly appreciated assets, and no estate taxes on the charitable contribution upon your death. With changes in the tax environment, there may be compelling reasons to integrate philanthropy into your financial and estate planning. We are happy to work with you and a qualified legal and tax professional to help you decide if this is a good option for you.
Call Pinehurst Capital at 877.501.7337 for a no-obligation consultation to learn more about methods that may allow you to maintain control of an asset to help your charities.
Pinehurst Capital, Inc. does not provide legal or tax advice. Please consult with a professional specializing in these areas regarding the applicability of this information to your situation.
If you’ve been thinking about selling your home, commercial property, or farm this year, you’ll need to know what to do first so you can be sure the decision is right for you. Selling property can be very stressful these days, especially if you want to move to a condo, senior living facility or an apartment or if you are considering an alternative investment to your commercial property.
At Pinehurst Capital, we will work with qualified tax and legal professionals to take you through a financial review process to help you determine if selling is the right decision for you. Our review process will take you through the financial, lifestyle and tax implications and give you the reassurance and knowledge that you’re doing what’s right for you.
Our no-obligation consultation can help you take control now. Sell on your terms, without pressure from others. Call us at 877.501.7337 or click here to learn more.
Pinehurst Capital, Inc. does not provide legal or tax advice, and we are not licensed realty agents. Please consult with a professional specializing in these areas regarding the applicability of this information to your situation.
At Pinehurst Capital, we create a personalized Money MapTM just for you. Your Money MapTM is a one-page assessment of your goals and objectives, the fees you are currently paying, and the degree of risk you are currently taking. We focus on your goals and objectives, like making your money last and ensuring your family is taken care of. We then take your current plan and make suggestions on how we can make those goals and objectives happen.
Please do not put off future planning!
It is important to feel you have control over your future. At Pinehurst Capital, we offer our experience and knowledge to design a specific plan of action that helps you work toward your financial independence.
To schedule a time to discuss your financial future and the possible role Pinehurst Capital can play in your financial strategy, contact us at firstname.lastname@example.org or call us at 877.501.7337 today!
REQUEST CUSTOMER CARE NEEDS ANALYSIS
100 Magnolia Road
Pinehurst, NC 28374
3737 Glenwood Avenue
Raleigh, NC 27612
1213 Culbreth Drive
Wilmington, NC 28405
We are an independent financial services firm helping families create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.
All written content on this site is for information purposes only. Opinions expressed herein are solely those of Pinehurst Capital and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual advisor prior to implementation. Pinehurst Capital, Inc. is a Registered Investment Advisor in the state of North Carolina. The presence of this website shall in no way be construed or interpreted as a solicitation to sell, or offer to sell, investment advisory services to any residents of any state other than the state of North Carolina or where otherwise legally permitted.